Your Guide to Mortgage Options
Whether you’re a first-time homebuyer, buying a second home, or looking to refinance, understanding the nuances of mortgages is crucial for making informed financial decisions. Learn about traditional and non-traditional mortgage options. If you know someone who might be buying a home and could benefit from this video, please share it with them.
Why You Should Avoid Probate
While probate is an important part of the legal system, there are several reasons why it can be undesirable or problematic. Watch this video to learn why probate can be bad for beneficiaries and an estate.
Will a Roth IRA Conversion Reduce Your Taxes?
What is a Roth IRA Conversion, and should you consider it? Three tax benefits of a Roth Conversion are reducing future income taxes, leaving retirement savings to heirs tax-free, and reducing the percentage of your Social Security benefits that are taxed. Watch the video to learn more about what a Roth IRA Conversion is and how it may save you money.
New RMD Rules From Secure Act 2.0
The SECURE Act created the most significant changes to retirement plans since 2006. This included raising the required minimum distribution age for retirement accounts. How does the SECURE Act affect your retirement income and tax planning?
When is the Right Time to Invest?
With the volatility of investments, when is the right time to invest? Should you delay investing because of negative current events? Should you wait for a pullback in the market? Brad Tatar, Senior Vice President at GreenUp Wealth Management, reviews reasons people delay investing and reasons why you shouldn’t.
What is Estate Planning (and Why is it Important)?
Estate planning is an essential aspect of your overall financial plan, and it can give you peace of mind knowing that your affairs are in order, your loved ones are provided for, and your wishes will be carried out after you are gone. Watch this video to learn how an estate plan impacts the future, your finances, and your family.
Investment Hierarchy (Which Accounts to Fund First)
When a person gets started with investing, it can be a challenge knowing where to begin. What type of accounts should you consider and in what order should you fund them? Watch this video to learn some general guidelines for the “investing hierarchy” that can help you decide which accounts to fund first.
Make Lemonade: Offsetting Gains with Losses
Investment losses offer an opportunity to make lemonade. In this video, Kyle Barclay, Senior Vice President and Wealth Advisor at GreenUp Wealth Management explains how to offset capital gains with capital losses- a valuable strategy for investors to reduce their tax bill.
Spousal Social Security Benefits
Spousal Social Security benefits provide financial support to married individuals who may not have earned enough Social Security benefits on their own, or have lower benefits compared to their spouse’s. In this video Tony Marquez, Senior Vice President and Wealth Advisor at GreenUp Wealth Management, explains how these benefits work and discusses spousal benefit claiming strategies that can help married couples maximize their combined Social Security benefits over their lifetimes.
Should You Delay Social Security Benefits?
GreenUp Wealth Management explains when delaying Social Security benefits may make sense, including retirement income, longevity, taxes, and claiming strategy.